Chapter 7 vs. Chapter 13: Key Differences Explained
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Chapter 7 vs. Chapter 13: Key Differences Explained
Chapter 7 and Chapter 13 bankruptcy offer different paths to debt relief. Chapter 7 eliminates most unsecured debts but requires passing a means test. Chapter 13, on the other hand, creates a structured repayment plan over 3-5 years—ideal for those with steady income who want to keep significant assets. Understanding these differences can ...
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