Frequently Asked Questions Thinking about a loan to pay off credit card debt? These quick answers explain how Updraft’s debt consolidation loans work and what to expect before you apply.

By proceeding with checking eligibility, you are agreeing to receive documentation (including any loan documentation) digitally through the Updraft app and to your email address.

Updraft helps you pay off expensive credit cards, overdrafts & everything in-between by offering a smarter, simpler loan with one manageable monthly payment. Saving you stress, time, and often, …

How Your Debt-to-Income Ratio Could Add £60,000 to Your Mortgage Making a £60k credit card mistake? Lenders check your debt-to-income (DTI) ratio. Updraft explains how small debts affect …

If you’re managing more than one card, you can also check your eligibility for an Updraft debt consolidation loan – designed to help you bring multiple balances together into one clear monthly …

Get Updraft support for credit, loans, and account help. Visit our customer help centre online.

Apr 30, 2025 · Updraft is a FCA regulated UK-based app that helps you manage borrowing and reduce debt with smart Open Banking insights. We offer loans from £1,000 to £20,000 over 1-5 years, at a …

Oct 8, 2025 · Updraft offers unsecured debt consolidation loans (subject to status and affordability) designed to make borrowing simpler, not riskier. You don’t have to put up an asset like your home as …

What current accounts and credit cards can I link to Updraft? I want to connect a different bank account/change the bank account I have connected. What do I do?

Apr 16, 2025 · Savings & Debt Repayments: What’s left for saving or paying down debts. Some months you may have extra expenses (hello, surprise home repairs), while other months might be lighter. …