Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, ...

Journalists at The Associated Press utilize a set of standards and practices that safeguards AP stories from bias and inaccuracies. AP’s audio content always must be accurate. We do not alter or ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...