You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Debt collectors rarely disappear on their own. Old balances can be sold, resold, and pursued in different ways for years, even after the legal window to sue has closed. I want to walk through how long ...