Credit scores are more important than ever. But, one little slip up can have severe consequences. 2 News Oklahoma's Cathy ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Your credit card spending can impact your credit score. The more of your available credit you use at once, the more it has the potential to drag your score down. Find ways to manage your credit cards ...

It’s possible to have poor credit without even being in debt. I generally paid cash or used my debit card throughout all the years I worked in hospitality. I thought I was being cost-conscious while ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

I've seen folks raise their scores by 50+ points in just a few months, without doing anything fancy. They just learned which factors affected their score most, and focused on improving those areas.

Your credit score is one of the most important numbers in your financial life. It determines your ability to borrow money, the interest rates you’ll pay, and even your ability to rent an apartment or ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...