Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping ...

The best term life insurance companies that balance low costs with strong coverage and customer service Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in ...

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

There’s even a lifetime term insurance that you can buy. It’s essentially a death benefit only product. Although some of the newer policies now allow for accelerations of the death benefit in the ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...