Universal Property sells home insurance in Florida and more than a dozen other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

The property and casualty (P&C) insurance industry attracted undeserved negative publicity throughout 2025, blamed for making ...

A checklist identifying the steps that a commercial policyholder should take when filing a claim under a first-party property insurance policy. Physical loss or damage to insured property. Various ...

If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk ...

The insurer of last resort in Florida isn't meant to be competitive. But if it were, its average premium for regular homeowner's insurance would have to almost double. Citizens Property Insurance ...

FLORIDA – Homeowners’ insurance policies appear poised to continue flowing out of the state’s Citizens Property Insurance Corp. in 2025. RELATED: Citizens Property Insurance is seeing a decrease in ...