See the benefits and limitations, plus a cost analysis.

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

See the tax advantages and downsides.

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Looking for the best rate and coverage for life insurance? Consider Sproutt. When people think about life insurance, they often consider policies in the range of a few hundred thousand to a couple of ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

“You’re worth more dead than alive!” the greedy Mr. Potter tells George Bailey in the classic film "It's a Wonderful Life," referring to Bailey’s life insurance policy. That may have been true for the ...