If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

Most people are not aware of the refinancing options that are present to homeowners with FHA loans. Homeowners who hold FHA loans have the option to refinance their mortgage through a process called ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help you ...

More and more homeowners who received mortgage through the Federal Housing Administration (FHA) program have sought to refinance to take advantage of the low FHA rates. These rates, which are now in ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...

Mortgage refinancing is when you take out a new home loan with different terms to replace your current mortgage. This has implications on many aspects of your credit score, which could result in your ...