With so many different credit card perks and introductory offers available, you may wonder, "Is a 0% annual percentage rate good?" It's a great question. As with most things, there are pros and ...

With the holiday season upon us, one personal finance site is sounding the alarm on a ubiquitous retail payment plan that many Americans say should be outlawed. It’s called “deferred interest." In ...

Think twice before you get tempted by retailers offering a deferred interest credit card. Deferred interest is very tempting during the holiday shopping season. Shoppers can be lured into ...

Zero percent APR cards generally offer promotional periods, typically between 12 and 21 months, during which no interest is charged on your qualifying balance. Many people use 0 percent APR ...