In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are six-month CDs paying up to 4.25% APY. Getting the best six-month CD rates now ...

Certificate of deposit (CD) yields remain near generational highs, but there's no such thing as a CD that is a perfect fit for everyone. If your goal is to create an income stream from your CDs, the ...

You can still earn a great return on a certificate of deposit, just don’t wait to deposit your money. As the Federal Reserve cut interest rates three times in 2024, average CD yields fell lower. They ...

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