Discover how all-risks insurance covers incidents not specifically excluded in policies, offering broader protection than named peril plans. Learn how it works and its exclusions.

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Insurance coverage is a much wider ...

Explore concurrent insurance, where multiple policies cover the same risk simultaneously. Learn how it works, its advantages, and potential challenges.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

State Farm’s default coverage is more generous than Allstate’s, but Allstate offers more discounts. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars. While ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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Allstate Insurance Co.'s decision to drop earthquake coverage for policyholders in Washington state has angered some customers and prompted the state insurance commissioner to become concerned about ...